SIC 6011 Federal Reserve Banks

This classification includes the Federal Reserve banks and their branches, which serve as regional reserve and rediscount institutions for their member banks.

SIC 6019 Central Reserve Depository Institutions, Not Elsewhere Classified

This classification includes central reserve depository institutions, other than federal reserve banks, primarily engaged in providing credit to and holding deposits and reserves for their member commercial banks, thrift and loan associations, credit unions, insurance companies, and other federally-insured financial institutions who hold at least 10 percent of their assets in residential mortgage loans.

SIC 6021 National Commercial Banks

This classification includes commercial bank and trust companies (accepting deposits) chartered under the National Bank Act. Trust companies engaged in fiduciary business but not regularly engaged in deposit banking are classified in SIC 6091: Nondeposit Trust Facilities.

SIC 6022 State Commercial Banks

This category includes commercial banks and trust companies (accepting deposits) chartered by one of the states or territories. Trust companies engaged in fiduciary business but not regularly engaged in deposit banking are classified in SIC 6091: Nondeposit Trust Facilities.

SIC 6029 Commercial Banks, Not Elsewhere Classified

This category includes commercial banks (accepting deposits) that do not operate under federal or state charter.

SIC 6035 Savings Institutions, Federally Chartered

This category includes savings and loan associations operating under federal charter and savings banks operating under federal charter. Both savings and loan associations and savings banks fall under the general term "thrifts." Thrifts are financial institutions that exist primarily to hold retail deposits and make residential mortgage loans.

SIC 6036 Savings Institutions, Not Federally Chartered

This category includes savings and loan associations operating under state charters and savings banks operating under state charters. Both savings and loan associations and savings banks fall under the general term "thrifts." Thrifts are financial institutions that exist primarily to hold retail deposits and make residential mortgage loans.

SIC 6061 Credit Unions, Federally Chartered

This industry classification includes cooperative thrift and loan associations (accepting deposits) organized under Federal charter to finance credit needs of their members.

SIC 6062 Credit Unions, Not Federally Chartered

This industry classification includes cooperative thrift and loan associations (accepting deposits) organized under other than a Federal charter to finance credit needs of their members.

SIC 6081 Branches and Agencies of Foreign Banks

This industry category includes establishments operating as branches or agencies of foreign banks that specialize in commercial loans, especially in trade finance. They typically fund themselves via large-denomination interbank deposits, rather than through smaller denomination retail deposits.

SIC 6082 Foreign Trade and International Banking Institutions

This category covers establishments of foreign trade companies operating in the United States under federal or state charter for the purpose of aiding or financing foreign trade. Also included in this industry are federal or state chartered banking institutions that only engage in banking outside of the United States.

SIC 6091 Nondeposit Trust Facilities

Establishments in this classification are primarily trust companies engaged in fiduciary business, but not regularly engaged in deposit banking. Some of these establishments occasionally hold limited amounts of special types of deposits, and their uninvested trust funds are usually classified as deposits.

SIC 6099 Functions Related to Depository Banking, Not Elsewhere Classified

This category includes establishments primarily engaged in performing functions related to depository banking, not elsewhere classified.

SIC 6111 Federal and Federally Sponsored Credit Agencies

This classification includes establishments of the federal government and federally sponsored credit agencies primarily engaged in guaranteeing, insuring, or making loans. Federally sponsored credit agencies are established under authority of federal legislation but are not regarded as part of the government.

SIC 6141 Personal Credit Institutions

This category covers establishments primarily engaged in providing loans to individuals. Also included in this industry are establishments primarily engaged in financing retail sales made on the installment plan and financing automobile loans for individuals.

SIC 6153 Short-Term Business Credit Institutions, Except Agricultural

This industry includes establishments primarily engaged in extending credit to business enterprises for relatively short periods. Private establishments primarily engaged in extending agricultural credit are classified in SIC 6159: Miscellaneous Business Credit Institutions.

SIC 6159 Miscellaneous Business Credit Institutions

This industry covers establishments primarily engaged in furnishing intermediate or long-term general and industrial credit, including the finance leasing of automobiles, trucks, and machinery and equipment. Also included in this industry are private establishments primarily engaged in extending agricultural credit.

SIC 6162 Mortgage Bankers and Loan Correspondents

This industry covers establishments primarily engaged in originating mortgage loans, selling mortgage loans to permanent investors, and servicing these loans. They may also provide real estate construction loans.

SIC 6163 Loan Brokers

This category covers establishments primarily engaged in arranging loans for others. These establishments operate mostly on a commission or fee basis and do not ordinarily have any continuing relationship with either borrower or lender.

SIC 6211 Security Brokers, Dealers, and Flotation Companies

The securities industry is made up of establishments primarily engaged in the purchase, sale, and brokerage of securities. This industry also encompasses investment bankers, which originate, underwrite, and distribute issues of securities.

SIC 6221 Commodity Contracts Brokers and Dealers

This industry classification includes establishments primarily engaged in buying and selling commodity contracts (futures) on either a spot or future basis for their own account or for the account of others. These establishments are members, or are associated with members, of recognized commodity exchanges.

SIC 6231 Securities and Commodities Exchanges

This category includes establishments primarily engaged in furnishing space and other facilities to members for the purpose of buying, selling, or otherwise trading in stocks, stock options, bonds, or commodity contracts.

SIC 6282 Investment Advice

This category covers establishments that participate in the investment advisement industry and are predominantly engaged in furnishing information and advice to companies and individuals concerning securities and commodities. These firms serve their clients on a contract or fee basis.

SIC 6289 Services Allied with the Exchange of Securities or Commodities, Not Elsewhere Classified

Services allied with the exchange of securities and commodities, not elsewhere classified, include companies that support financial markets. This industry excludes firms that provide investment advice or offer investment research and management services.

SIC 6311 Life Insurance

This classification provides coverage of establishments primarily engaged in underwriting life insurance. These establishments are operated by enterprises that may be owned by stockholders, policyholders, or other carriers.

SIC 6321 Accident and Health Insurance

This category covers establishments primarily engaged in underwriting accident and health insurance. This industry includes establishments that provide health insurance protection for disability income losses and medical expense coverage on an indemnity basis.

SIC 6324 Hospital and Medical Service Plans

The hospital and medical service industry, also commonly referred to as the managed care industry, is comprised of establishments providing hospital, medical, and other health services to enrollees or members of a prearranged plan or agreement. Many of these establishments also provide traditional health insurance vehicles.

SIC 6331 Fire, Marine, and Casualty Insurance

This classification covers establishments primarily engaged in underwriting fire, marine, and casualty insurance. These establishments are operated by enterprises that may be owned by stockholders, policyholders, or other carriers.

SIC 6351 Surety Insurance

This classification provides coverage of establishments primarily engaged in underwriting financial responsibility insurance.

SIC 6361 Title Insurance

This classification covers establishments primarily engaged in underwriting insurance to protect the owner of real estate, or lenders of money thereon, against loss sustained by reason of any defect of title.

SIC 6371 Pension, Health, and Welfare Funds

Establishments primarily engaged in managing retirement, health, and welfare funds comprise what is commonly called the pension fund industry. Companies owning pension funds are called fund sponsors.

SIC 6399 Insurance Carriers, Not Elsewhere Classified

Establishments providing insurance coverage but not covered by any other insurance category make up the industry classification entitled Insurance Carriers, Not Elsewhere Classified (NEC). Federally-supported organizations providing insurance for financial institution deposits make up most of this industry.

SIC 6411 Insurance Agents, Brokers, and Service

This industry includes agents primarily representing one or more insurance carriers, or brokers not representing any particular carriers who are primarily engaged as independent contractors in the sale or placement of insurance contracts with carriers, but not employees of the insurance carriers they represent. This industry also includes independent organizations concerned with insurance services.

SIC 6512 Operators of Nonresidential Buildings

The commercial real estate operation and leasing industry consists of establishments primarily engaged in the ownership and operation of nonresidential real estate. These companies own and operate properties such as retail establishments, shopping centers, marinas, theaters, and commercial and industrial buildings.

SIC 6513 Operators of Apartment Buildings

This category includes establishments primarily engaged in the operation of apartment buildings. Apartment buildings are defined as those containing five or more housing units.

SIC 6514 Operators of Dwellings other than Apartment Buildings

This industry includes establishments primarily engaged in the operation of dwellings other than apartment buildings. By definition, such dwellings contain four or fewer housing units.

SIC 6515 Operators of Residential Mobile Home Sites

This category covers establishments primarily engaged in the operation of residential mobile home sites. Establishments primarily engaged in the operation of sites for overnight or transient use for travel trailers are classified in SIC 7033: Recreational Vehicle Parks and Campsites.

SIC 6517 Lessors of Railroad Property

Establishments in this classification are primarily engaged in leasing railroad property.

SIC 6519 Lessors of Real Property, Not Elsewhere Classified

This category covers establishments primarily engaged in leasing real property, not elsewhere classified.

SIC 6531 Real Estate Agents and Managers

This classification includes establishments primarily engaged in renting, buying, selling, managing, and appraising real estate for others.

SIC 6541 Title Abstract Offices

This category covers establishments primarily engaged in searching real estate titles. This industry does not include title insurance companies, which are classified in SIC 6361: Title Insurance.

SIC 6552 Land Subdividers and Developers, Except Cemeteries

This category includes establishments primarily engaged in subdividing real property into lots, except cemetery lots, and in developing it for resale on their own account.

SIC 6553 Cemetery Subdividers and Developers

This industry includes establishments primarily engaged in subdividing real property into cemetery lots, and developing it for resale on their own account.

SIC 6712 Offices of Bank Holding Companies

Offices of bank holding companies are primarily engaged in holding or owning the securities of banks for the sole purpose of exercising partial or complete control over the activities of those organizations. Companies holding securities of banks, but which are predominantly operating the banks, are classified according to the kind of bank operated.

SIC 6719 Offices of Holding Companies, Not Elsewhere Classified

Offices of holding companies, not elsewhere classified, include firms that primarily hold or own securities of other companies to exercise control over the activities of those organizations. This industry classification excludes bank holding companies, but includes investment, personal, and public utility holding companies.

SIC 6722 Management Investment Offices—Open-End

The open-end management investment industry is comprised of investment companies that sell shares in open-end mutual funds. Open-end funds require the issuing company to redeem the shares upon request by the security holder.

SIC 6726 Unit Investment Trusts, Face Amount Certificate Offices, and Closed-End Management Investment Trusts

The closed-end investment industry consists of investment offices primarily engaged in issuing closed-end funds, unit investment trusts, or face amount certificates. For related information on investment industries, see SIC 6722: Management Investment Offices, Open-End and SIC 6282: Investment Advice.

SIC 6732 Educational and Religious Trusts

The charitable trust industry is comprised of companies that manage educational, religious, and charitable trust funds and foundations. The industry also encompasses the trust operations of not-for-profit research institutes.

SIC 6733 Trusts, Except Educational, Religious, and Charitable

The trust industry is comprised of companies that manage trust funds and foundations, excluding those whose beneficiaries are educational, religious, and charitable organizations.

SIC 6792 Oil Royalty Traders

This industry classification includes establishments primarily engaged in investing in oil and gas royalties or leases, or fractional interest therein.

SIC 6794 Patent Owners and Lessors

This classification includes establishments primarily engaged in owning or leasing franchises, patents, and copyrights that they in turn license others to use.

SIC 6798 Real Estate Investment Trusts

This industry covers establishments primarily engaged in closed-end investments in real estate or related mortgage assets operating so that they could meet the requirements of the Real Estate Investment Trust Act of 1960 as amended. Such trusts include mortgage investment trusts, mortgage trusts, realty investment trusts, and realty trusts.

SIC 6799 Investors, Not Elsewhere Classified

This classification covers establishments primarily engaged in investing, not elsewhere classified. Businesses covered in this industry include investment clubs, commodity contract pool operators and trading companies, and venture capital companies.